When my Civic was stolen I complied the same list. However, USAA's adjust said that all engine modifications were considered "maintenance items" and weren't reimbursed. My stereo equipment was considered though and I was reimbursed for that. Specialty car insurance is the way to go.
"The 300ZX Turbo is a dance; it's a song; it's rolling, roaring automotive art. There is no color that doesn't suit it. There is no mood-lifting chemical substance it can't replace." - Automobile Magazine
